First Mortgage Trust
Address: P.O. Box 2587, BATH, BA2 6ZA
Email: admin@mortgage-loan-uk.net


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Debt Management and IVA plan enquiry

Please fill out the following information and selection within the dropdown
menus where appropriate and click 'Submit'.

Title:
First Name:
Last Name:
Date of birth: (dd/mm/yyyy)
First line of address:
Post Code:
Email Address:
Home Phone number:
Mobile number:
Preferred contact number:
Residential status:
Employment Status:
number of unsecured creditors:
Amount of unsecured debt (£):
Amount of secured debt (£):
Mortgage balance (£):
Property Value (£):
Monthly net income (£):
Total monthly net income (£):
Notes and additional information:


 


 

Is a Debt Management Plan right for you?
A Debt Management Plan (DMP) might be just what you need to get your finances back on track. But it isn't suitable for everyone, so it is really important that we spend the time with you to make sure a Debt debt management plan is right for you.

We spend time to properly establish the true extent of your personal or household debt and to discuss with you whether a DMP is the best option for you or whether other options such as bankruptcy or an Individual Voluntary Arrangement-IVA (or Trust Deed in Scotland) might be a better option.

Always remember that we are here to help you. This means we will only offer a DMP if we think this is the best plan for you and this reflects your personal preferences.

On average, our clients have 8 creditors and around £20,500 of unsecured debt, though it is not uncommon to see clients with over 20 creditors and £100,000 of debt. We will assist anyone with more than £3,000 of debt with 3 or more Creditors. As a general guideline we require you to be able to find at least £85 towards your DMP each month after allowing for all your income and expenditure, though we will take account of special circumstances and situations where we need to allow for repayment of arrears to priority creditors.

We routinely deal with clients that are self-employed, retired or on benefits. Please remember that you are submitting details for a no obligation assessment, there is no requirement for any credit checks to be acarried out and your information will be treated, and remain, confidential and in strict accordance with our Data Protection remit. You will be given free, clear, concise and ethical advice about your debts.