First Mortgage Trust Ltd
Address: P.O. Box 2587, BATH, BA2 6ZA
Email: admin@mortgage-loan-uk.net



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Mortgage Calculators

Calculators. Our extensive collection of online calculators and various quote engines and databases allow you to be in complete control, not only to compare your current outgoings but also for your anticipated costs. Every cost associated with selling, purchasing and remortgaging is here, not only for your main residential but also for persoanl loans, bridging loans and commercial loans. There are no quote forms to complete, e-mail and then wait for a response advising of likely costs, this is all at your fingertips and can be completed to the last penny within the comfort of your own home

How much can I borrow
This calculator has been designed based on current lender income multiples and criteria. By entering your income along with any guaranteed bonuses/overtime, incentives, profit sharingy etc, the calculator will give you an approximate guide of borrowing capacity. This callculator is indicative of current trends and will function for single as well as joint applicants.

Flexible mortgage calculator
If you select a flexible mortgage or even a mortgage that allows overpayments this calculator will allow you to enter overpayments per month on top of your mortgage payment and will then calculate how much interest you will save and how much the term of your mortgage can be shortened by.

Personal Loan Calculator and Illustrated savings
This calculator will allow you to input your current commitments from existing loans, car finance, catalogues and HP agreements. On calculate you will be presented with the total of your current commitments and monthly payments and further advised of the approximate savings available to you along with the option to proceed to our secure loan application form.

Online Conveyancing. Purchase. Whether you are purchasing or remortgaging or instructing a sale and purchase this is by far and away the most informative calculator we have devised to date. This calculator will work out your stamp duty, your land registry fee dependent of value of property, offers a checkbox facility for leasehold properties and whether a mining search is required and a database of @ 370 local authorities to determine your basic local authority search fee. Remember if your local authority isn't there please contact us and advise, this is maintained for the benefit of all clients.

Sale & purchase. This calculator is exactly the same as purchase the only difference being an increase in conveyancing cost.

Remortgage. This calculator does not have a need for the local authority database as stamp duty is not payable on remortgage, the main difference being that land registry fee is determined by amount of mortgage advanve

Bridging loan calculator
This calculator provides a fairly basic function and is purely determined by whether you are able to offer security by way of first charge or second charge. A link is provided for access to secure form processing for your convenience.

Mortgage Payment Protection
ASU or MPPI as its become known, whatever you choose to call it our product providers offer a 6 month free incentive period plus 25% extra benefit for the life of the policy. This policy is widely acknowledged as the most competitively priced and comprehensive policy within the UK. Our calculator will offer you a couple of simple options and then give you monthly premiums + savings.

Life cover
The integrated quote system/engine will allow you to enter your details and will then calculate the most competitive premium from a number of the leading life providers within the UK. Products include term (Personal protection), mortgage protection, critical illness and family income benefit.

Mortgage monthly costs calculator
In order for you to calculate your affordability this calculator allows you to input a loan amount and an interest rate. When you click calculate this will present your monthly premiums for both interest only and capital & repayment.

Budget calculator
This is a calculator designed to assist you further in assessing your affordability and monthly outgoings. We feel that we have covered every relevant expense and trust that you will find this calculator a useful tool.

Buy To Let Mortgage and Rental caculator
This calculator will allow you to input the valuation of your buy to let property, the calculator will then give you a figure and default to 90% LTV (You have the option of entering your own figure if you wish). You can then calculate the monthly payment from a list of currently available products. Then selecting the lenders income rental cover the calculation will advise you of the rental you should be achieving to support the mortgage. This calculator was designed with rising properrty prices diminishing rental yields and as mortgage brokers we were experiencing many downvaluations of properties.

 

Written quotation available on request. Mortgages secured on property. Insurance may be required. Loans subject to status, type and value of property. This advertisement is issued
by:-
First Mortgage Trust Ltd, P.O. Box 2587, BATH, BA2 6ZA
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

 
Copyright © 2005 First Mortgage Trust