Calculators. Our
extensive collection of online calculators and various
quote engines and databases allow you to be in complete
control, not only to compare your current outgoings
but also for your anticipated costs. Every cost associated
with selling, purchasing and remortgaging is here, not
only for your main residential but also for persoanl
loans, bridging loans and commercial loans. There are
no quote forms to complete, e-mail and then wait for
a response advising of likely costs, this is all at
your fingertips and can be completed to the last penny
within the comfort of your own home |
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How
much can I borrow
This calculator has been designed
based on current lender income multiples and criteria.
By entering your income along with any guaranteed bonuses/overtime,
incentives, profit sharingy etc, the calculator will
give you an approximate guide of borrowing capacity.
This callculator is indicative of current trends and
will function for single as well as joint applicants. |
| Flexible
mortgage calculator
If you select
a flexible mortgage or even a mortgage that allows overpayments
this calculator will allow you to enter overpayments
per month on top of your mortgage payment and will then
calculate how much interest you will save and how much
the term of your mortgage can be shortened by. |
|
Personal
Loan Calculator and Illustrated savings
This calculator
will allow you to input your current commitments from
existing loans, car finance, catalogues and HP agreements.
On calculate you will be presented with the total of
your current commitments and monthly payments and further
advised of the approximate savings available to you
along with the option to proceed to our secure loan
application form. |
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Online
Conveyancing. Purchase.
Whether you are purchasing or remortgaging or instructing
a sale and purchase this is by far and away the most
informative calculator we have devised to date. This
calculator will work out your stamp duty, your land
registry fee dependent of value of property, offers
a checkbox facility for leasehold properties and whether
a mining search is required and a database of @ 370
local authorities to determine your basic local authority
search fee. Remember if your local authority isn't there
please contact us and advise, this is maintained for
the benefit of all clients. |
| Sale
& purchase. This
calculator is exactly the same as purchase the only
difference being an increase in conveyancing cost.
|
| Remortgage.
This calculator does not have
a need for the local authority database as stamp duty
is not payable on remortgage, the main difference being
that land registry fee is determined by amount of mortgage
advanve |
|
Bridging
loan calculator
This calculator
provides a fairly basic function and is purely determined
by whether you are able to offer security by way of
first charge or second charge. A link is provided for
access to secure form processing for your convenience.
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|
Mortgage
Payment Protection
ASU
or MPPI as its become known, whatever you choose to
call it our product providers offer a 6 month free incentive
period plus 25% extra benefit for the life of the policy.
This policy is widely acknowledged as the most competitively
priced and comprehensive policy within the UK. Our calculator
will offer you a couple of simple options and then give
you monthly premiums + savings. |
| Life
cover
The integrated
quote system/engine will allow you to enter your details
and will then calculate the most competitive premium
from a number of the leading life providers within the
UK. Products include term (Personal protection), mortgage
protection, critical illness and family income benefit. |
|
Mortgage
monthly costs calculator
In order
for you to calculate your affordability this calculator
allows you to input a loan amount and an interest rate.
When you click calculate this will present your monthly
premiums for both interest only and capital & repayment. |
|
Budget
calculator
This is a
calculator designed to assist you further in assessing
your affordability and monthly outgoings. We feel that
we have covered every relevant expense and trust that
you will find this calculator a useful tool. |
|
Buy
To Let Mortgage and Rental caculator
This calculator
will allow you to input the valuation of your buy to
let property, the calculator will then give you a figure
and default to 90% LTV (You have the option of entering
your own figure if you wish). You can then calculate
the monthly payment from a list of currently available
products. Then selecting the lenders income rental cover
the calculation will advise you of the rental you should
be achieving to support the mortgage. This calculator
was designed with rising properrty prices diminishing
rental yields and as mortgage brokers we were experiencing
many downvaluations of properties. |