Feed Editor 10 Aug 2009 17:10:29 GMT UK Mortgage, loan, finance and property news January 2010 First Mortgage Trust bring you the most topical and current relevant news within the industry. From mortgage and loan news and current regulations, to reporting on the fluctuations within the property market and rates. Syndicate our news. http://www.mortgage-loan-uk.net/news/ 81 percent of buy-to-let landlords positive Capital Home Loans, the specialist mortgage lender has published the results of its first quarterly survey of its landlord customers. The survey suggests a snapshot of how landlords view the buy-to-let market currently with their thoughts on how they 29 Jan 2010 19:47:46 GMT http://www.mortgage-loan-uk.net/news/81_percent_buy-to-let_landlors_positive.php A3A3861C-B4E4-4E09-9DE7-3E700DE33F92 December sees house price rise of 1 percent December saw house prices increase by 1 percent. This followed on consecutive rises in the preceding 5 months. The average for the 5 previous rises (from the Halifax Price Index) was 1.2 percent, albeit slightly lower it gives further confidence to a 29 Jan 2010 19:46:21 GMT http://www.mortgage-loan-uk.net/news/December_sees_house_price_rise_of_1_percent.php 6C77B19E-F351-4FD7-9F5B-7F5C98D58390 Derbyshire IFA firm fined 49 thousand GBP by FSA The FSA (Financial Services Authority) has fined a Sett Valley Insurance Services 49 thousand GBP in relation to failings in the firms sales and advice process. The two partners of the Derbyshire IFA firm, Leslie Lugsden and John Hargreaves, were 29 Jan 2010 19:44:59 GMT http://www.mortgage-loan-uk.net/news/Derbyshire_IFA_firm_fined_49_thousand_by_FSA.php AE715039-DD9C-4A9F-8F1B-A2733DCB8CD4 OFT publishes draft guidance on consumer agreements The OFT (Office of Fair Trading) has now published it's draft guidance for industry and consumer alike in respect of certain sections of The Consumer Credit Act 1974 (the CCA) which allows consumers to request information about their credit 29 Jan 2010 19:44:11 GMT http://www.mortgage-loan-uk.net/news/OFT_publishes_draft_guidance_on_consumer_agreements.php 3258F4D7-399D-4B3E-B4B6-E863838A8D6C Spending cuts to hit affordable housing Affordable homes planned for the next 10 years could well be halved as a result of spending cuts by the government. The National Housing Federation has advised. The government had pledged to construct three million new properties before 29 Jan 2010 19:43:17 GMT http://www.mortgage-loan-uk.net/news/spending_cuts_to_hit_affordable_housing.php 98A8B05A-7874-4CA6-A109-315E0A699208 UK adults owe around 30 thousand GBP each A report has confirmed that total personal debt within the UK stood at 1,459 billion GBP. The 12 month growth was 0.7 per cent. Figures were to end November 2009. Further figures by sector confirmed that consumer credit lending saw a fall by 0.4 billion GBP 29 Jan 2010 19:41:09 GMT http://www.mortgage-loan-uk.net/news/UK_adults_owe_around_30k_each.php E9EEE408-C645-4B96-9CDD-465C53C57BCE