First Mortgage Trust Ltd
Address: P.O. Box 2587, BATH, BA2 6ZA
Email: admin@mortgage-loan-uk.net



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Privacy Policy Statement

This privacy statement establishes how we handle the information we learn about you when you visit our site. Protecting the privacy and personal data of our visitors is of utmost importance to us.

1) Links
This privacy policy only covers our website and does not extend to other websites accessed from this site. We are not responsible for the privacy policies or the content on third party websites.

2) Data Protection
All personal details submitted to us will be held in accordance with our responsibilities under the Data Protection Act 1998 (the Act) that applies in the UK. The principle purpose of collecting personal data from you via this website is to provide information or services specifically requested by you. When you complete any of the online enquiry form, we ask for your contact details and other selected information so that we can deal with your request as efficiently and effectively as possible.

You may provide personal information when communicating with us. If you enter a competition or promotion we will ask your name, address and e-mail address. It may be that some of the personal information you give us, (for example, about your health and age) is sensitive personal data within the meaning of the Data Protection Act 1998. Such information ("sensitive information") will only be disclosed with your express consent. It may be that you provide us details of credit or debit cards or bank accounts in any necessary processing. Any such information (confidential financial information) will be disclosed only in accordance with the disclosure policy below.

We may use personal information collected about you to let you know about functions on our website or changes to our terms and conditions of use.

The Act allows you to find out what information we hold about you in return for a small fee. This is known as a subject access request. Before sending you any personal data, we will ask you to provide proof of your identity. If you are not able to provide proof of your identity, we reserve the right to refuse to send you personal data. You can obtain further information about data protection laws by visiting the Information Commissioner’s website at www.dataprotection.gov.uk. You can search for our Data Protection Notification there, should you wish to do so.

We may on occasions wish to use personal information supplied by you when you registered with us, contacted us, requested brochures or provided personal information from other services accessed from us, to inform you of new services, products and promotions which we think maybe of interest to you. If you do not wish to receive any further information from us you may inform us of this by email or by letter.

In addition, we may pass your details to carefully selected third parties only with regard to your enquiry and the service we provide. Before we pass details onto another firm, we let you know the name of the firm and obtain your permission to send your personal information to them.

If at any time you believe we have not complied with these principles, please notify us by email to admin@mortgage-loan-uk.net and we will investigate your concerns and take all reasonable steps to resolve the matter promptly.

Security
We intend to protect the quality and integrity of your personal information. We have security measures in place to protect your data and access to this data is under strict guidelines. We protect data against any unauthorised access to its website access details, log off/exit from site when not using it and keep passwords secret.

We have implemented technologies and security policies, all personal information submitted via this website is processed on our very own dedicated secure server, your information is encrypted under 128bit ssl (Secure Sockets Layer) technology. Non secure email transmission is only used solely for requests to use our calculators on thrid party sites (Not to transmit your personal data). For your reference our dedicated secure site is here ( https://www.securesslserver.net ).

To protect stored personal data of our users from unauthorised access, improper use, alteration, unlawful or accidental destruction and accidental loss. Employees and processors who have access to personal data are obliged to respect the privacy of our visitors and the confidentiality of their personal data.

Please note that although we take reasonable steps to protect data, open emails are not secure and third parties may be able to intercept, access or alter any information you send by email. We are not responsible for and cannot accept any liability for any damage resulting from email messages sent to or received by us.

Notification of changes
There may be a need to amend this privacy statement and these will be highlighted on the website home page.

Traffic Data
We may provide aggregate statistics about sales, customers, traffic patterns and information to third parties, but these statistics will not include any information that identifies you.

Disclosure Policy
We reserve the right to access and disclose individually identifiable information to enable us to comply with applicable laws and lawful government requests to operate its systems and to protect itself or its users.

Summary of Terms

Browser
Used to locate and display web pages via a software application. We use Microsoft Internet Explorer.

IP (Internet Protocol)
All networks connected to the internet speak IP, the technical standard that allows data to be transmitted between two devices. TCP/IP (Transmission Control Protocol/Internet Protocol) is responsible for making sure messages get from one host to another and that the messages are understood.

IP address
If you are connected to the internet you have one, for example it may look something line this 182.147.0.1.

Web Server
Delivers (serves up) web pages to your computer.

Cookies This is a file created by the web browser on the user’s PC in response to a message sent from a web server. Each time the web browser subsequently requests a page from the web server, this message is sent back. Cookies also facilitate your subsequent interaction with our site.

We do not use cookies for the collection of personal information, however they may be used to store information regarding your visits to the site, and to recall information previously entered by yourself for the purposes of site interaction. This information will be stored on your computer only and will not be collected, stored or processed by us.

We may ask you for personal information in order to make available specific services you wish to take part in such as newsletters, or financial services. We will also use and retain such information regarding regulated services in order to comply with the requirements of the Financial Services Authority. This may include transmission of information outside the European Economic Area. Where this is the case, your information will be treated in accordance with the UK Data Protection Act 1998.


Copyright © 2005 First Mortgage Trust