1. Introduction
1.1 Website usage agreement between First Mortgage Trust
and the user.
1.2 Use of this site constitutes agreement with the following
terms and conditions. These terms are governed by and
interpreted in line with English Law. Please read these
carefully.
1.3 This site is intended for the use by citizens of
the United Kingdom. This site is not intended for distribution
to, or use by, any person in a country where such distribution
or use would be contrary to local laws or regulations.
2. Use of Content
2.1 Throughout our website, trademarked names are indicated.
However, rather than repeatedly show the trademark symbol,
we state that we are using such names in an editorial
contact with no intention of infringement of that trademark.
Trademarked names, as always, remain the property of their
respective companies.
2.2 We, or our licensors, own the copyright and all other
intellectual property rights associated with the content
save where otherwise stated.
2.3 We cannot warrant that use of the site will not be
interrupted or unavailable due to any factors outside
our control.
2.4 We are happy for you to download or print off copies
of the content of this site (other than any quotation
details) for your personal, non-commercial, use and information
but, any copying or adaptation of the content, layout
or code of this site, or the creation of an archive or
database containing the content, for any business purpose
or other commercial exploitation, without our specific
consent will constitute copyright infringement.
2.5 If you do download or print off copies of the content
you must retain any copyright or other intellectual property
notices contained in the original material.
2.6 You may not copy, distribute or display the site
or any part of it to third parties. You may not link to
or mirror any part of the site. Any infringement of any
intellectual property rights in this manner will result
in appropriate legal action.
2.7 Any rights not expressly granted in these terms are
reserved.
3. Changes
3.1 We are continually seeking to update and improve
the site. Therefore, we may make changes to any part of
the site and these conditions and you will be bound by
changes to these conditions form the time you next access
the site.
3.2 No purported modification of these conditions will
be effective until we countersign it.
4. Downloads
4.1 You must ensure that any software downloaded from
the internet to your computer is suitable for use on your
computer and that it is virus free. This applies to any
software downloaded from this site so you must check all
software loaded from this site and ensure it is compatible
with your computer.
5. Disclaimer
5.1 The information on this site is provided on an ‘as
is’ and ‘as available’ basis. We try
to ensure, but do not guarantee or warrant, the accuracy
or completeness, availability or reliability of the information
on our website. Our aim is to keep this information timely
and accurate. If errors are brought to our attention,
we will try to correct them.
5.2 We exclude any warranty, express or implied, as to
the quality or fitness for a particular purpose of any
of the content on this site.
5.3 We reserve exclusive right at our sole discretion
to alter, limit or discontinue part of this site. Under
no circumstances shall we be liable for any loss, damage,
liability or expense suffered which is claimed to result
from the use of this site, including without limitation,
any fault, error, omission, interruption or delay. Use
of this site is at the user’s sole risk.
5.4 We make every effort to minimise disruption caused
by technical errors. However, some data or information
on our site may have been created or structured in files
or formats, which are not error-free, and we cannot guarantee
that our service will not be interrupted or otherwise
affected by such problems. We accept no responsibility
with regards to such problems (failure of performance,
computer virus, communication line failure, alternation
of content, etc.) incurred as a result of using this site
or any link to external sites.
5.5 The materials on this site do not constitute medical,
financial or other professional advice. You should consult
an appropriate professional for specific advice tailored
to your situation.
5.6 Users specifically acknowledge and agree that we
are not liable for any conduct of any other user.
5.7 By accessing this site you agree that we will not
be liable to you or any third party for any errors or
delays in the site or for any actions taken in reliance
on it. You also agree that, to the full extent allowed
by applicable law, we will not be liable for any direct,
indirect or consequential loss or any losses that were
actually unforeseeable by us arising from the access or
use of the site or from your access or use of other material
on the internet via web links for this site. We do not
seek to limit liability in respect of fraudulent misrepresentation
nor in respect of death or personal injury directly caused
by our negligence.
5.8 We reserve the right to deny at out sole discretion
any user access to this site or any portion thereof without
notice. We have no obligation to forward any unread or
unsent messages to you or any third party.
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